After the alarming news that New York state financial regulators would investigate insurance providers there for targeting PrEP users, California’s insurance commissioner Dave Jones just announced an official investigation for The Golden State.
“Today I directed the California Department of Insurance to open an investigation into published reports that gay men have been denied insurance policies covering life, disability, or long-term care because they were taking medication to protect themselves from HIV/AIDS. Such denials, if they are occurring, could amount to illegal discrimination based on sexual orientation under California law, and if so, the companies doing so could be penalized. The New York Times has reported that various insurers nationwide have denied policies to gay men after learning they took Truvada to protect against HIV. The taking of medication to protect against HIV/AIDS, called pre-exposure prophylaxis (PrEP), is recommended by the Centers for Disease Control and Prevention. These denials may effectively penalize applicants based on sexual orientation. Insurers cannot choose to deny coverage based on discriminatory reasons. I encourage any California residents who believe they have been denied coverage because of PrEP to contact the California Department of Insurance by calling our toll-free Consumer Hotline at 800-927-HELP (4357) or by filing a Request for Assistance online at www.insurance.ca.gov.”
Insurance Commissioner Dave Jones